Easy Online Payday Loans for People with Bad Credit

Sometimes it’s a bit hard for you to survive the last few days before the payday, because of some financial emergencies. Whether you are in need of some extra cash for car repairs or for paying your utility bills, or some medical emergencies, an easy payday loan online may be an option. As for many people, it’s hard to qualify for a credit card or a traditional bank loan because of their past financial mistakes.

Payday Loans for People with Bad Credit

However, with an online payday loan you can easily get the money when in need and can pay it back according to the terms you have signed with your lender. Moreover, getting a payday loan with bad credit is far better than letting your bills go overdue, because of its incurring additional fees or interest, as well as a possible utility shut off!

Related Article: Get a Fast Cash Loan Even with Bad Credit

What makes our payday loans easy?

At CashOne, we know that emergencies happen and sometimes you need cash quickly. Our online application process is fast and easy; all you have to do is fill out the loan application request form available on our website. All your information is secured using 256-bit encryption and is fully protected. You will get your answer within 1-3 minutes of submission. Best yet, your request will be seen by over 100 lenders which increases your chances of approval. Many online sites sell your data, CashOne does not.

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Also Read: Emergency Financing: Can I Really Get a Payday Loan on the Weekend?

How to apply for a bad credit payday loan?

The best way is to know the requirements. In order to get a payday loan with bad credit, you will need to meet some basic requirements:

  • Steady Income: In order to pay back the loan, the lender will want to know that you have steady employment and a regular income. Stable, regular paychecks and long-term employment are much more important to most lenders who need to see you have a way to pay back the loan. Usually, this means at least 6 months in your current job.

  • Active Bank Account: In addition to income, the lender will want you to have an active bank checking account.

  • Age Factor: Most lenders require you to be at least 18 years of age – though you may need to be 21 in some states.

  • Legal Resident: You must be a legal or permanent resident of the U.S.

  • Lenders’ Requirements: Some lenders require you to make a certain amount of money to get an online payday loan, but most have relatively low requirements.

Must Read: A State-by-State Guide to Payday Loan Interest Percentages

Keep in mind that every state has different regulations and some states do not allow payday loans. Check your state website for details about your state or ask your lender if you are approved.

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Robin Williams

Robin Williams is an Executive at CashOne, a reputable financial services company that helps consumers tide over their short-term financial crises. Our fast, convenient, and secure online loan application eliminates the unnecessary hassles or time required to procure payday loans online.

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