As the name suggests, fast payday loans are small, short-term loans (typically up to $1,000), which are made to the borrower and repaid on the following payday. Taken for unexpected expenses and medical emergencies, these loans intend to bridge the borrower’s cash-flow gap between paydays while helping them avoid expensive late payment penalties and late fees on NSF checks. Also referred to as paycheck advance or cash advances, the nature of these loans does not require any collateral or security deposits. (TIP: never provide a security deposit for any loan)
A steep rise in consumer spending and outstanding debts has made fast payday loans increasingly popular. People often live beyond their means, with little or no savings. Consequently, fast payday loans online are designed to help anyone confronted with an unpredictable cash crunch, or an emergency situation between paydays.
If you need a fast payday loan online, here are some benefits to consider.
To qualify for a fast payday loan, you
If you meet the above requirements, your payday lender could ask for a post-dated check as a guarantee of repayment. It is retained until the date of repayment. This check holds the original principal loan amount and additional loan fees. The maturity date on the check corresponds to the next payday of the borrower. Once the initial conditions are verified and the requirements are satisfied, a fast payday loan online is transferred directly into the borrower’s account.
Obtaining a fast payday loan online has become one of the quickest and easiest ways to receive fast cash in critical situations. CashOne, being one of the leading and reliable fast payday loan services, serves to quickly refer you to our 120+ direct payday lenders in times of emergency. Our trusted lenders offer fast loans to borrowers regardless of their credit history and can even provide flexible repayment options.
With CashOne, you can have cash in your bank account in as little as one business day. All you have to do is fill out the short online request form with a few basic details about yourself, your job and salary, and you can have cash in your bank account sooner than you may have thought is possible - yes, getting a fast payday loan is that simple!
Fast payday loans are very fast and easy to request. They are not like traditional bank loans or credit card applications that can take weeks (even months) to process only to learn you were turned down because of a poor credit score.
You simply take 1-3 minutes to complete a short loan request form – right from your smartphone – and then wait up to 90 seconds for the reply. Safe, secure, and easy to do.
If you are approved, you are immediately connected with a lender who wants to offer you a loan.
Get fast payday advance loans by applying online. You just need to complete the online form and hit 'submit.' You get a reply quickly and can be on your way to that quick payday loan in just minutes. There is no way to get cash faster!
Actually, the process is the same for all fast payday loans. Payday lenders do not do hard credit checks. What they want to know is, are you employed for the last few months and how much do you earn? This will be the primary determining factor in loan approval, as well as for the amount of a loan that is offered to you.
You are in the right place. CashOne.com has been a leading source of payday loans online for more than 10 years and has processed over 500,000 loan requests! Once you submit your loan request, you'll be connected with a lender, and if approved, your lender will transfer funds directly into your checking account in just one business day.
Yes, you can. Most people who request quick payday loans have bad credit. The lenders expect this and are in the business of lending to people with bad credit.
There are two main factors that determine how fast you can get a payday loan. The time of day you apply will make a difference. If you apply very early in the day, you may be able to get your cash the same day. But, in most cases, lenders will provide your cash to you in one (1) business day. This excludes holidays and weekends when most banks are closed.
If you apply on a weekend or holiday, there are fewer lenders available. So, if you are rejected on a day like this, you should reapply during a weekday when many more payday lenders are available to review your loan request.
Note: We are a referral source with more than a decade of service and 120+ direct payday lenders in our network to refer you to.