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Payday Loans and Cash Advance Online in California

Get $100 to $1000 in Your Checking Account

Over 20,000 Instant Loan Requests Processed

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Cash Advance Payday Loans in California

A reputable company you should contact for your cash needs, CashOne provides a referral service for those seeking California cash advance loans up to $1,000 with fast approval and flexible payment options. So, if you have a short-term crunch and need cash, all you need to do is simply fill out the online request form with a few basic details about yourself, your job and salary, and if approved, you really can have cash in your bank account within 1 business day (in most cases).

 

How Online Payday Loans Work

We simplified the process. Request for your payday loan online in minutes, without driving around, tons of paperwork, and long waits.

1

Easy Request

Complete our online request. It's quick, easy, and secure.

2

Fast Decision

If you’re accepted you will be connected directly to your lender, usually within 90 seconds or less.

3

Get Your Cash

Cash is deposited in your account in as little as 1 business day.

4

Repay Your Loan

The original loan amount & any fees will be debited from your bank account on the due day.

Eligibility Criteria for California Payday Loans

All requests are submitted to our more than 100+ lenders for review and possible approval. No credit check loans near me, payday loans near me online, online loans near me, and other similar terms all refer to online payday loans.

Not all requests are accepted. Reasons for denial vary by lender and are not in the control of CashOne. Do not contact us for reasons for denial as we are unable to provide these. If approved, ask your lender any questions you may have about your terms and conditions. You are not obligated to accept any loan offered to you. CashOne is not a lender.

Frequently Asked Questions About
Payday Loans and Cash Advance Loans in California

Why should I use CashOne?

CashOne has been a trusted leader in providing a large network of lenders for over 10 years. We take pride in selecting only the best lenders and lender networks we can find who are eager to provide loans to consumers. This saves you time and money driving around to storefronts and really improves your odds of approval. With over 100+ lenders you know you will have a better chance for loan approval. Our network of lenders provides an approval rate of more than 80%.

Where can I find a payday lender?

Most people simply search on the internet using phrases like - california cash advance, cash advance loans near me, payday loans near me online, payday loan places near me, no credit check loans near me.

How does it Work?

The process is fast, secure, and simple to do (right from your smartphone). Complete the online loan request form in just 1-3 minutes; yes, it is fast, easy and secure. Lenders immediately review your information and, if approved, you are contacted directly by the lender. The review process takes 1-3 minutes to complete. You may need an additional 10-20 minutes to answer lender questions, understand the lender’s loan terms (if approved), and to ask any questions you have about your terms and conditions.

What happens if I default on a California payday loan?

If you default on your loan the lender may refer you to a collection agency. No criminal charges will result for a breach of contract. The lender can pursue a judgment against you or force you into bankruptcy through a civil action but cannot pursue a criminal action against you. Some collection agencies use aggressive tactics including threats that are not legal. Consult an attorney if you find yourself in this situation.

Can I get more than one payday loan in California?

In the State of California the amount of the consumer's loan cannot exceed $300. The lender cannot charge a fee that is higher than 15 percent of the check amount. So, for example, a borrower who gives the lender a check for $300 will take home only $255 if the lender charges the maximum fee of 15 percent. The term of a payday loan cannot last longer than 31 days. You can have more than one payday loan as long as the loan(s) meet the criteria already noted.

What documents do I need for a California payday loan or cash advance?

When requesting for a California payday loan or cash advance loan, you need the following documents:

  • recent paycheck stub(s) and proof of employment
  • active bank account and a VOID personal check if you have one
  • current utility bill or similar bill with your name and address
  • valid state issued driver's license or identification card
  • valid social security card

So, in need of immediate cash? CLICK HERE to get started NOW!

GET STARTED NOW

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