Whether you want to cover some unexpected expenses like medical bills, car repairs, home improvements or consolidate high-interest loans, getting a personal loan is a great option. A personal loan can be an unsecured loan with a fixed term and fixed monthly payments (often called an installment loan) or a short-term, higher interest loan that must be paid back much faster.
Installment loans are larger in size, $1,000 or more, and interest rates depend on your credit history and current employment status. You can get personal loans in at least two forms - payday loans and installment loans.
A personal loan helps you cover your financial emergencies so you can take control of your finances. It offers many benefits:
Before requesting a personal loan, make sure you are approaching a reliable and trusted lender and read the terms and conditions carefully. Avoid lenders who ask for money or any upfront fees. Complete a request form through our safe and secure website.
At CashOne, we help to connect you with legitimate lenders who are licensed and work according to the state laws where you live. We try our best to help people get the money they need by connecting you with a lender online. We are not a lender.
Our online loan request form is quick and simple. You just have to fill out your personal information on the loan request form and submit it. We attempt to connect you with a lender and, if approved, money is deposited directly into your bank account in as little as one business day.
You can request a personal loan even with bad credit. There are lenders that are willing to lend you money even if you have a bad credit history. Your ability to repay the loan is what qualifies you for these loans but not everyone is approved.
Most personal loans are taken in the form of payday loans which are paid back by the next payday. They help you meet any unexpected financial emergency between your paydays. Payday loans are a great option if you want a smaller amount that you can repay when you receive your next paycheck.
Installment loans are a type of personal loan in which the payment is evenly spread out over the term of the loan and you can repay the loan in fixed and regular installments. They are one of the best options if you want a bigger amount of cash but can't repay it all at once.
These loans make repayment more manageable and convenient as it's easier to pay off in smaller chunks compared to the lump sum amount. Typically, they have lower interest rates or fees as well.
People with poor credit history can also qualify for bad credit installment loans. You just have to satisfy the requirements and conditions set by the lenders.
Need a personal loan to tackle your unexpected financial situation? Get started now!