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Payday Loans Over the Phone

There is absolutely no faster way to get cash when you urgently need it than to request a payday loan over the phone. More than 80% of all requests are made from smartphones. Read on to learn more about this easy and secure process.

How do payday loans over the phone work?

It is incredibly easy, secure, and fast to request your payday loan over the phone. You can do that either by calling us directly from your phone or request a call by submitting a simple online payday loan application form; you can find our number on the website.

The most convenient option is to complete and submit our short form online which usually takes 2-3 minutes to complete. You will get an answer in seconds, usually less than 45 seconds. Once approved, you are connected to your direct lender who will review your loan terms and conditions. Then you have cash in the bank the next business day. It really does not get any faster or easier than that.

What documents do you need to apply for a payday loan over the phone?

You may not need any documents to request your loan for a payday loan by phone.

You will need:

  • A steady source of income
  • Valid identification that you are a citizen or legal resident
  • An open checking account
  • Contact information including your phone and an email
  • Some other data may be needed, depending on the amount you request

You just fill in the short form on your phone, submit it, get an answer in seconds, and if approved, talk directly to your lender in less than a minute…. ALL on your phone!

How do you get a payday loan by phone with no credit check?

It is very simple. Our direct lenders do not perform hard credit checks when reviewing your loan request.

Traditional lenders will reject your loan request because of poor or bad credit. What matters is your current ability to repay your debt and not your credit status. Our direct lenders fund people with every kind of credit score, every day. Forget about your credit score and request a payday loan over the phone. You do not need a high income to qualify. Since most payday loans are small, your income could be as low as $1,000 a month to qualify.

Why should you trust CashOne for payday loans over the phone?

There are several reasons that CashOne should be your first choice.

  • We have been in business for over 15 years and served over 500,000 Americans.
  • We are open 24/7 and 365 days a year.
  • We work with people who have poor or bad credit!
  • Our process is very fast, safe and secure, and we use the latest encryption technology to protect you.
  • With more than 120+ direct payday lenders to serve you, your odds of approval are very high.

Do not wait to drive around from storefront to storefront. Get started now!

Payday Loans Over the Phone FAQs

Can I get a payday loan over the phone?

Yes, you can get a payday loan by phone. The entire process is quick, easy, and secure.

Can I get instant approval if I apply for a payday loan over the phone?

You can get an almost instant response, but we cannot guarantee approval. However, we are proud that more than 80% of all requests are approved.

How long does it take to get funds after requesting payday loans by phone?

It is very fast. You will get your cash in just 1 business day.

How much does it cost to get a payday loan by phone?

The cost for a payday loan by phone will vary by state. Each state has different laws related to fees that may be charged for a payday loan by phone. That said, almost all states limit fees to $10-25 per $100 borrowed.

If I already have an outstanding payday loan, could I still qualify for a payday loan over the phone?

Yes and no. Since each state has different laws, there are states that do not allow a second payday loan when there is already one still open. You can check your state website or simply request your loan now and, if approved, a lender will let you know if you qualify.


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