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What are Payday Loans Online?

Payday loans online are short-term loans, usually available for people even with bad credit scores, and can be applied easily from a computer or mobile device. These loans are used to cover emergency expenses and are repaid by the borrowers on the next paycheck. You may get a loan extension in some states, but it's always recommended to check your state website for rules and regulations specific to your state.

How Does the Entire Process Work?

Easy Application

Just fill out our easy loan request form in 1-3 minutes

Instant Processing

Get connected to 120+ licensed and trusted lenders

Quick Funding

Cash deposited directly to your bank account

What do You Need to Apply for a Payday Loan?

Every state in the US has specific loan requirements. To get a loan from CashOne, you must:

  • Be at least 18 years of age and a US resident
  • Have a regular job and income (social security or pensions may qualify)
  • Have a valid government-issued ID such as a driver’s license
  • Have a checking or savings account that accepts electronic transfers
  • Provide a phone number (cell phone is good) and a valid email address

Why Choose CashOne?

Estimate Your Repayment Amount with Our Loan Calculator

Our loan calculator helps you estimate the repayment amount based on the expected fees and cost of the loan. People usually talk about the annual interest rate calculators or APR calculators, but you should focus on the fee you will be paying for the loan, which on average, ranges from $10 to $30 for every $100 borrowed and should pay back your loan on time. Then any annual interest rate will be irrelevant.

Note: Different lenders have different rates, and the Annual Percentage Rate (APR) for payday loans also varies from state to state, so the loan estimate is subject to change at any time. Be sure to discuss all related information with your lender before agreeing to accept a loan.


Check your state website to know the avg. APR rate of your state

Frequently Asked Questions

You can borrow from $100 to $1,000 but there are limits established in each state that greatly differ. Some states limit the maximum amount to $500. Check your state website or ask your lender about maximum allowable amounts. Your income is a prime determinant of loan amount and approval.

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