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Requirements For Online Loans

You should meet the following requirements:

  • be at least 18 years old and a U.S. citizen
  • be employed and had your current job for at least 90 days
  • net income (after taxes) should be at least $1,200 per month
  • have a checking or savings account at a bank or credit union
  • have a current telephone number and valid email address

You may also be required to supply a copy of some or all of the following:

  • recent paycheck stub(s)
  • recent bank statement(s)
  • VOID personal check, if available
  • current utility bill with your name and address
  • valid state issued driver's license or identification card
  • valid social security card

Requirements may vary by lender and are subject to change. Ask your lender about their requirements.


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