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Payday Loans Los Angeles with No Hard Credit Check

Over 500,000 Payday Loan Requests Processed Successfully

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Los Angeles Payday Loans

Sometimes, we find ourselves a few dollars short. An unexpected expense can throw us off when we least expect it. CashOne may be able to assist you, so you get the money you need. Thousands of residents in Los Angeles and surrounding cities have used our payday loan service over the past 15+ years. Our payday loan services are trusted, secure, and offer quick approval. Also, our lenders do not do hard credit checks when considering loan requests.

Did you know that if you borrow $100, it only costs $17.65? This is a one-time fee that will not change if you make your repayment on time. If that fee sounds high, think about the $35 per check fee for NSF or overdraft fees from your bank. A few small checks that bounce will cost over $100. Payday loans have multiple benefits over traditional loans or bank overdrafts. Read below to learn more about payday loan terms and conditions for Los Angeles, CA.

Payday Loan Terms and Conditions in California

  • Payday Loan Status in California - Legal
  • Max Interest Rate (APR) - 460%*
  • Maximum Loan Amount - $300
  • Minimum Loan Term - Not Specified
  • Maximum Loan Term - 31 days
  • Number of Rollovers - Not Allowed
  • Number of Outstanding Loans - 1
  • Finance Charges - $17.65 per $100.00, 15% of the amount advanced (up to $45) plus a small processing fee
  • Statute of Limitations - 4 years (from the last payment)

When you might request a payday loan in Los Angeles, CA area?

Unexpected emergency expenses happen to everyone. You are not alone! You may be experiencing an auto repair, medical bill, overdue utility payment, or some other urgent condition. Consider our large network of direct, licensed lenders when you need fast cash.

Only use an online payday loan in Los Angeles, CA, for emergency expenses. Expenses like rent, mortgage, auto payment or repair, buying groceries, etc., are all smart ways to use personal loans. If you have alternate ways to get funds, you may save some money rather than borrow from any lender.

Basic requirements to request a payday loan

There are some simple, basic requirements for requesting a payday loan in California.

  • You must be 18 years of age or older
  • You must be a U.S. citizen or legal resident of California
  • You must have a bank account
  • You must have a cell phone (landline is fine) and email for communications
  • You must earn at least $1,000 a month or more (more is better)

How can CashOne help you get payday loans in Los Angeles?

CashOne has been serving California residents for more than 15 years, 24/7 and 365 days a year. We are a referral service with more than 120+ direct payday lenders. What this means to you is that your odds of approval are much greater with us. We are the place where you can easily get payday advance in Los Angeles, CA.

Why drive around wasting gas and time to find one storefront after another?

With CashOne, you get in front of many direct lenders. We have a great success rate for those needing a short-term loan, with about an 80% approval rate. Not everyone will qualify. The most common reasons your request may be rejected are your income is too low at the time of the request, you have an existing loan still outstanding, you defaulted on a recent loan and some other possible circumstances.

We do our best to provide the absolute best referral service, and we never sell your information to others (like most companies). CashOne has been a trusted partner to more than 500,000 Americans and can help you too!


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