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What is a Penalty APR? How Can You Avoid It?

If you have one or many credit cards, you can be subject to a penalty APR. Read on to learn more about this common practice by credit card companies.

What is a penalty APR, and why does it happen?

If you were to become 60 days late on a credit card payment and then paid it,...

How to Teach Your Kids About Investing

Did you know that schools do not teach basic financial lessons or provide tools for our children? Every person can use some simple skills to help with investing and managing money. Yet, it is not taught except in universities for those who major in the finance area.

How to Get 30-Day Payday Loans with No Credit Check

30-day payday loans are loans up to $500 (in most states) that may help consumers pay urgent expenses when they are short of cash. In most cases, the loan term is 30 days or less since most people get paid weekly or twice a month.

A 30-day payday loan online has benefits compared to...

Things to Consider Before Requesting Your First Payday Loan

Are you in a financial tight spot and thinking of getting your first payday loan? Have questions about your 1st payday loan? Worried about your credit history and how it might affect you?

The main reasons someone requests their first payday loan are very common: you have an auto repair...

Loans for Disabled Veterans: Know All Your Options

If you are a disabled veteran and not currently be receiving government assistance, you should immediately contact the VA or an appropriate government agency and make your request. The application process and the time it takes to apply for and receive government assistance are time-consuming. But...

5 Personal Finance Tips for Couples

More couples end up in divorce court over money issues than any other reason. Couples with financial difficulties argue far more frequently than those who are financially stable and have less debt.

But just having money and less debt does not keep couples from disagreeing over financial...

How to Get Overnight Payday Loans with Bad Credit

You might be in a tough situation. You have an urgent or emergency cash need, and you need it fast. No matter the reason, you find yourself in a tough spot. Maybe you have exhausted your credit cards and other means and are considering a payday loan.

Requesting an overnight payday loan...

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