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Privacy Policy

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CashOne's Privacy Policy

1. About this Policy

By accessing and using our Website, you are accepting the practices described in this Privacy Policy and are also agreeing to comply with our Terms and Conditions. Before submitting your personal information to our Website, please read this Privacy Policy carefully. This Privacy Policy is designed to assist you in understanding how we collect, use, and disclose personal information that we obtain through your use of our Website.

2. About Us

We are CashOne.com.

Our Website allows you to read information about online loan processes and related information. Our Website allows you to request for a loan. We are not a lender but a referral service with many lenders who do make personal loans.

When you visit our Website, some information will be automatically collected using cookies and similar technologies, but we ask your consent when required.

3. What You Should Know Before Using the CashOne.com Website

Before using and sharing information through our Website, you should understand the different options you have and their meaning.

To search for information and to read content, you don’t need to enter personal information such as your name, or email address, but if you want to use the full features of our Website you may be asked to submit personal information with us i.e. request for a loan.

You should read and agree with our Terms and Conditions.

Before submitting any information, understand your options and decide what information you want to be shared.

If you are in the European Economic Area, UK, or Switzerland, your information will be stored in the United States. We do not currently intentionally accept information or market in these areas.

If you have questions you can always contact us at loans@cashone.com.

4. Sources and Types of Personal Data We Collect from You

We receive and store any information you enter on our Website or give us in any other way, this may include information that can identify you (“personally identifiable information”). We may also request loan request information. We also collect certain information automatically when you use or visit our Website.

You can choose not to provide information to us but some information about you is required for you to enjoy the benefits of requesting for a loan on our Website.

Information we collect from:

a) Visitors of our Website

When you visit our Website, some information will be collected automatically using cookies and similar technologies, but we provide you with different choices including the opportunity to opt-out. Note that not all these cookies collect personally identifiable information and some of them are necessary to use different functionalities of our Website.

b) Applicant Users of our Website

To use some of the features of our Website, certain information may be required. For example, personal work and other information is necessary if you want access to request for a loan.

c) Other Sources

We also may periodically obtain both personal and non-personal information about you from affiliated entities, business partners, and other independent third-party sources and add it to other information about you.

For example, if you visit our Website and request for a loan, then information about you from database sources may be shared any prospective lender, such as credit information.

5. How We Use Your Information

CashOne.com uses the information we collect about you for loan requests, for lenders to communicate with you, and to connect you with these lenders if you have completed an request for a loan. We also use your information for analytics, for marketing and advertising, and for legal reasons. We are not a lender but a referral service.

We use your information when you authorize us to use it and when it is necessary to enforce this Privacy Policy and our Terms and Conditions including:

  • for loan requests and to manage your account, including to facilitate your access to and use of our Website;
  • to resolve disputes or troubleshoot problems;
  • to prevent prohibited or illegal activities;
  • to enforce our Terms and Conditions and Privacy Policy;
  • to share your information with prospective lenders when you have completed an request for a potential loan. We are not a lender but a referral service and do not have any information about the status of an request or loan at any time.

When it is necessary to fulfill our legitimate interests:

  • to solicit information from you, including through surveys;
  • to share aggregated information with our affiliate providers of products or services and other affiliates;
  • to measure interest in and improve our offerings and Website;
  • to notify you about special offers available from us or our affiliate partners that may be of interest to you;
  • to otherwise customize your experience with CashOne.com

When it is necessary to comply with a legal obligation:

  • in response to subpoenas, court orders, or other legal process; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law (In such cases, we reserve the right to raise or waive any legal objection or right available to us);
  • when we believe it is necessary to investigate, prevent, or act regarding illegal or suspected illegal activities; to protect and defend the rights, property, or safety of CashOne.com, our Website visitors or registered users, our licensees, or others;
  • in connection with a corporate transaction, such as a divestiture, investment, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy

6. How We Share Your Information

CashOne.com may share some of your information with providers of products and services listed on our Website, third-party vendors who provide services or functions on our behalf, and affiliate partners.

This is how we share your information with the following entities:

a) We share your request information with prospective lenders connected to our Website via a technology platform to speed the request process.

b) Your information is also accessible to our third-party affiliates who provide services/functions on our behalf, such as identity theft protection, credit repair, possible promotion programs, fraud prevention and other services as we deem appropriate. These third-party affiliates collect and use your information for specific marketing purposes and are not permitted to share or use the information for any other purpose.

c) When you come to our Website and complete or start the request process by entering any data about yourself as part of the loan request process we may share that information with our affiliate partners.

7. Your European Privacy Rights

If you reside or otherwise find yourself in the territory of Europe, we are committed to facilitate the exercise of your rights granted by the European Data Protection law. Otherwise you can contact us at any time to discuss your privacy concerns.

Privacy rights under the European Data Protection law include:

Transparency and the right to information. Through this policy we explain how we use and share your information. However, if you have questions or concerns you can contact us any time.

Right of access, objection, restriction of processing, erasure, and portability. You also have the right to withdraw your consent at any time when we process your personal data based on your consent.

Right to opt-out to direct marketing. You have the right to opt-out at any time to receiving marketing materials from us by following the opt-out instructions in our emails or by contacting us.

Please note that we reserve the right to send you other communications, including service announcements and administrative messages relating to your CashOne.com request, without offering you the opportunity to opt out of receiving them.

Right to lodge a complaint with a supervisory authority. If you consider that the processing of your personal data infringes your privacy rights according to the European Data Protection law, you have the right to lodge a complaint with a supervisory authority, in the member state of your habitual residence, place of work, or place of the alleged infringement.

We do not currently accept or process any loan requests from the European Union or any other country outside of the United States. We do not market outside the United States.

8. Retention Periods and Deletion

CashOne.com retains your personal information to the extent necessary to reasonably serve your loan request needs, to enhance security and fraud prevention, and for audit purposes. We delete sensitive personal information on a regular basis to enhance protection from unauthorized website attacks and intrusions.

9. How We Protect Your Information

We want you to feel confident about using our Website, and we are committed to protecting the information we collect. While no Website can guarantee security, we have implemented appropriate administrative, technical, encryption, and server security procedures to help protect the personal information you provide to us.

For example, only authorized employees are permitted to access personal information that you submit on the Website, and they only may do so for limited business functions. Our security and privacy policies are periodically reviewed and enhanced as necessary, and only authorized personnel have access to personal information you have submitted on the Website. We use encryption when transmitting your personal information between your system and ours, and we, together with our lenders and affiliates, employ encryption systems, firewalls and intrusion detection systems to help prevent unauthorized persons from gaining access to your request information. We purge sensitive data on a scheduled basis.

You should bear in mind that submission of information over the Internet is never entirely secure. We cannot guarantee the security of information you submit via our Website while it is in transit over the Internet, and any such submission is at your own risk.

10. Children’s Privacy

This Website is a general audience Website and does not offer services directed to individuals under 18 years of age.

No one under the age of 18 may provide any information to or on this Website. We do not knowingly collect personal information from individuals under 18.

If you are under 18, do not use or provide any information on this Website or on or through any of its features, do not register on this Website, use any of the interactive or comment features of this Website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. Should an individual whom we know to be under the age of 18 send personal information to us, we will delete or destroy such information as soon as reasonably possible. If you believe we might have this type of information, contact us.

11. Information about International Transfers

If you are visiting our Website from outside the United States, please be aware that your information will be transferred to and stored in the United States where our servers and central database are located. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country, but please be assured that CashOne.com does take steps pursuant to laws in the United States to ensure that your privacy is protected. By visiting our Website, you understand that your information will be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy. We do not process any loan requests or information submitted from outside the United States.

12. Changes to this Privacy Policy

CashOne.com may update this Privacy Policy in the future at its sole discretion.

13. How You Can Contact Us

If you have questions about this Privacy Policy or if you want to communicate with our Data Protection Officer, please email loans@cashone.com.

Please provide your identification and contact details, including your email address used to request with this Website, and a complete explanation of your concern.

All information is strictly confidential, Privacy Policy as of 6-1-2018.


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