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Payday Loans in Dallas, TX

Those of us with less than $500 in the bank (mostly everyone) know that it can be really tough when some unexpected expenses come up. On top of that, many of us have had some credit issues in the past, and banks and traditional lenders won’t give us the time of day. Finding financial support can be all but impossible. Did you know there are no hard credit check payday loans in Dallas?

We can help even if you have no credit, bad credit, or poor credit.

Our process is easy, fast, and secure. The number one factor in getting approval for a short-term loan, known as payday loans, is current income. If you are earning $1,200 a month or more from all sources, you can likely qualify for a payday loan in Dallas, TX. It doesn’t matter the reason you need a loan. The most common reasons are auto repairs or payment due, utility payments due, need to buy groceries, unexpected medical expense, credit card payment due or checks that could bounce, and other emergencies that require money right away.

What is the process of obtaining payday loans in Dallas, TX?

Well, you will complete a short loan request form (most likely online from your smartphone), you will hit the submit button, and you will get an answer in 90 seconds or less. How is it so fast? Our network of licensed lenders uses electronic verifications and alternate databases but not credit bureaus.

If approved, you are connected directly to your lender to review the terms of your loan and to have your questions answered. Approved funds go directly into your bank account in just one (1) business day.

No driving around trying to find a storefront lender and wasting time and gas money. We have over 120+ direct payday lenders ready to serve you. This greatly increases your chances of approval. The whole process is usually 5 minutes or less. You should plan an additional 10-15 minutes for your conversation with your lender.

Payday Loan Terms and Conditions in Texas

  • Legal Status - Legal
  • Maximum Loan Amount - Not Specified but usually $1,000
  • Minimum Loan Term - 7 days
  • Maximum Loan Term - 31 days
  • Number of Rollovers - No restriction (up to 3 in select cities)
  • Number of Outstanding Loans - Not Specified
  • Installment Loans allowed - Yes
  • Finance Charges - May vary, $10 + $4/mo. per $100
  • Statute of Limitations - 4 years (from the last payment)

How do you qualify for no hard credit check payday loans in Dallas?

The qualifying criteria are simple and fairly uniform nationwide. The key points are:

  • You must be 18 years of age or older
  • You must be a legal resident of Texas
  • You must be a U.S. citizen or legal resident with an ID
  • You must have a bank account
  • You must have a phone number (cell is fine) and email for communication

Other information is required on the loan request form, but it is short and easy to complete.

Why using a referral network of licensed direct lenders is important when requesting Dallas payday loans?

A referral network is the best way to request your loan. CashOne offers payday loans in Dallas from direct licensed lenders. We have been in business for almost 20 years, so you know we can be trusted. We are open 24/7 and 365 days per year. We have assisted more than 500,000 Americans from coast to coast, with many living in the Lone Star state. We also do not resell your information to other vendors like most lenders.

How can you use your cash loans in Dallas?

Payday loans are best used for emergency situations. It is never a good idea to use these loans for things other than unexpected expenses. These loans are typically more expensive than traditional loans and are about as expensive as the highest credit card rates. You should always ensure you have exhausted other possible loan sources before getting a cash advance loan in Dallas.

A payday loan can help with expenses like rent payments, auto repairs or payments, food/groceries, utility payments, etc. You can also avoid expensive fees like late fees, NSF fees from bounced checks, or bank overdraft fees.


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