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Texas Payday Loans

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Online Payday Loans in Texas

A reputable company you should contact for your cash needs, CashOne provides a referral service for those seeking online cash advance loans up to $1,000 in cities of Texas, including Austin, Tyler, Dallas, Houston and more with fast approval and flexible payment options. So, if you have a short-term crunch, and need cash with bad credit, all you need to do is simply fill out the online payday loan request form with a few basic details about yourself, your job and salary, and if approved, you really can have cash in your bank account within 1 business day (in most cases).

How Do Online Payday Loans Work in Texas

We simplified the process for Texas payday loans. Request for payday loans online in minutes, without driving around, tons of paperwork, and long waits.


Easy Request

Complete our online request. It's quick, easy, and secure.


Fast Decision

If you’re accepted you will be connected directly to your lender, usually within 90 seconds or less.


Get Your Cash

Cash is deposited in your account in as little as 1 business day.


Repay Your Loan

The original loan amount & any fees will be debited from your bank account on the due day.

Eligibility Criteria for Texas Payday Loans

All requests are submitted to our more than 100+ direct lenders for review and possible approval. Not all requests are accepted. Reasons for denial vary by lender and are not in the control of CashOne. Do not contact us for reasons for denial as we are unable to provide these. If approved, ask your lender any questions you may have about your terms and conditions. You are not obligated to accept any loan offered to you. CashOne is not a lender.

What documents do I need for requesting online payday loans in Texas?

When requesting for a Texas payday loan, you need the following documents:

  • recent paycheck stub(s), proof of employment
  • VOID personal check, if available, and an active bank account
  • current utility bill or similar bill with your name and address
  • valid state issued driver's license or identification card
  • valid social security card

Texas Payday Loan FAQs

What happens if I default on a Texas payday loan?

If you default on your loan the lender may refer you to a collection agency. The lender can pursue a judgment against you or force you into bankruptcy through a civil action but cannot pursue a criminal action against you.

Can payday loan lenders garnish your wages in Texas?

Payday lenders rarely try to garnish your wages. A payday lender or collection firm can only garnish your wages if they have a court order resulting from a lawsuit against you. Be aware that some collection companies have threatened garnishment in order to get borrowers to pay, even though they do not have a court order or judgment, which is required.

How many payday loans can you have in Texas?

In the State of Texas you are not allowed to receive loans for more than a total of $1,800. You can take out multiple loans as long as the total balance of your loans is less than $1,800.

Why should I use CashOne for online payday loans in Texas?

A trusted name for many years, CashOne is a leader in providing a large network of lenders who wish to provide loans to consumers. This saves you time and money driving around to storefronts and improves your odds of approval. With over 100+ direct lenders in all over US you know you will have a better chance for loan approval.

Note: We are a referral source with more than a decade of service and 100+ direct lenders in our network to refer you to.



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