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Payday Loans Columbus, Ohio

Serving all residents of Columbus, Ohio, and surrounding areas, we are here to assist those with emergency cash needs. No matter the reason for your urgent cash needs, we provide fast, secure, and safe payday loans for Columbus residents. And we are open 24 hours for payday loans in Columbus, Ohio.

Regulations for Columbus payday loans

Ohio has a $1,000 payday loan limit. Payday loans may vary in length from 91 days to 1 year with a maximum interest rate of 28% (APR). One loan at a time is allowed. No rollovers are allowed. No more than $2,500 may be borrowed from all lenders (in aggregate). Lenders can charge a monthly maintenance fee that is the lesser of 10% of the loan’s principal or $30. Criminal actions are prohibited.

How can you qualify for payday loans in Columbus?

There are some basic criteria you should meet, including:

  • Be 18 years of age or older,
  • Be a resident of the state of Ohio,
  • Have employment or income that adds up to $1,000 a month or more,
  • Have less than $2,500 in current short-term loans,
  • Have an active checking account,
  • Have a phone number (cell is good) and email for communications with your lender.

Depending on your loan request and other factors, there may be some additional information you will need to provide, but these basic criteria cover the critical items.

How do payday loans online in Columbus, Ohio work?

The process of requesting payday loans in Columbus, Ohio, online is both simple and safe. Start by completing the short, online payday loan application form and submitting it. This takes most people about 2-5 minutes to complete. Then, you get an answer in 5 to 60 seconds - no driving around wasting time and gas to find a storefront.

If approved, 80% of applicants are, then you will be connected right away to your direct payday lender. Your lender must be licensed in the state of Ohio. They will go over all your terms and conditions and answer any questions you may have. This takes about 10-15 minutes to complete. If you agree to the terms and conditions, your loan will be processed, and your cash will be deposited into your checking account in one business day.

Where to get 24-hour payday loans in Columbus, Ohio?

Payday loans in Columbus, Ohio, are not difficult to get. They are a fast and safe way to cover urgent expenses. The loans are fee-based, so you know exactly what you will pay. You can request a loan 24/7 and 365 days a year. You can complete your loan request from your cellphone, pad, or PC. Most people just use their smartphones to complete their requests.

What makes us different from the storefront lenders?

Unlike storefront lenders, CashOne provides more than 120 direct lenders who want to provide you a loan. What this means is your odds of approval are much better than going to one storefront or another. That is why more than 80% of all loan requests are completed. CashOne has been in business for over 15 years serving more than 500.000 Americans. We never close. And we never sell your information like so many others do.

We use the latest encryption technology to secure your sensitive data, and, unlike others, we delete your data within 31 days.

Whether you have auto repairs to do, medical bills to pay, an urgent utility bill to pay, or any other reason for urgent cash, we are here to serve you.

Before accepting any loan offer, be sure you are comfortable with the loan terms and conditions and can pay it back when it is due.

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