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Payday Loans for Bad Credit

A cash crunch can cause you to be late on bills or other financial obligations. This might cause you to explore options for quickly getting a bad credit loan due to the fact that your credit score lies in the high risk zone. If you ever got turned down by a bank or credit card company to get a loan approval or credit card, it is worth remembering that you have an option in the form of great lenders who would be willing to lend to you in spite of your bad credit history. CashOne helps in connecting lenders and consumers for bad credit loans online.

These loans, which could also be loans for bad credit or payday loans with no credit check, are for people with bad credit that can still get quick approval and put cash in your pocket. Payday loans for bad credit happen to be a popular choice because of the flexibility that they offer.

bad credit loans

Online loans for bad credit come with a lot of advantages to make your life easier, like simple parameters of terms that you can afford and an easy and hassle-free request process. No reams of paperwork and long waits for an answer or even having to walk into one location after another. Some of these loans may have fixed terms and rates that help you with your repayment and budgeting.

Bad credit loans are available for almost any purpose other than to consolidate debts. Often the money is used to handle an emergency situation like your car breaking down and needing immediate fixing. You can even use your loan to pay for planned expenses, medical bills, auto repairs, home improvements and much more. The list of uses is practically endless.


Need cash now? Get started by completing a request now!


Frequently Asked Questions About Loans for Bad Credit

Are bad credit loans legit?

Legit loans are those that meet state laws and regulations. Every state has its own rules and regulations when it comes to payday loans or any type of unsecured loans. And yes, loans for people with bad credit are legit, but you have to be aware of phishing & scamming links. At CashOne, we help you get the online loans for bad credit through the best legitimate lenders in our referral network of more than 100 lenders.

Can I get a payday loan online with bad credit?

If your credit score is not good enough to get a conventional loan and you are facing an emergency, then you can go for bad credit loans online or payday loans online for bad credit as long as you have a steady income. Also, you must be a legal citizen of the United States and 18 years or older. Unlike conventional loans, bad credit payday loans usually do not require a credit check. Most payday loan lenders use databases in place of credit checks; they use their own risk assessment tools to determine if you qualify for the loan.

What's the easiest loan to get with bad credit?

The easiest loans to get with bad credit are payday loans for bad credit. At CashOne, there is no credit check before referring you to lenders providing you payday loans and this makes it perfect for you to request online loans with bad credit.

What are the requirements for getting payday loans for bad credit?

You should meet the following requirements for getting bad credit payday loans:

  • be at least 18 years old and a U.S. citizen or permanent resident
  • be employed and have your current job for at least 90 days, 6 months preferred
  • net income (after taxes) should be at least $1,200 per month
  • have an active checking or savings account at a bank or credit union
  • have a current telephone number (cell number) and valid email address

How can I get a loan with bad credit?

You can get a bad credit loan by completing our short 3-minute loan request form. Keep in mind that bad credit payday loans should be used only in the case of emergency and if you have a steady income. Online payday loans are not intended for general expense uses. Not all applicants are approved and some states do not allow payday loans.

Note: We are a referral source with more than a decade of service and 100+ direct lenders in our network to refer you to.

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