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Working Americans Not Saving Enough, Survey Finds!

Recent surveys show a troubling trend whereby the percentage of Americans who are not saving money is gradually increasing. Latest polls show that 20 - 21%t of Americans are not saving money.

The most significant factor in saving money is one's income. While almost half of working...

Americans Don’t Have Enough Savings for a $500 Emergency!

Emergencies happen to everyone on a regular basis. But most Americans do not plan well for emergency expenditures. What if your car breaks down, you or a family member get sick, your refrigerator quits working, or some other sudden expense hits you? You should be prepared for such occurrences if...

How to Get an Emergency Loan to Pay Rent?

Most people budget for monthly expenses like rent, utilities, phone, and so on. Rent is often one of the biggest expenses anyone has each month, and if you are having a tough month, you could struggle to make all your next rent payment. This can happen when your hours are suddenly cut back, or...

Top 5 Unexpected Expenses You Should Plan for

No matter how well you budget, big-ticket emergencies that blow a sizable hole in your budget are bound to arise sometime or the other in life. Fortunately, most unexpected expenses, contrary to the name can be planned using your emergency fund or different savings...