Many Americans who delay their retirement planning are usually caught off guard when reaching their retirement age. Instead of enjoying their golden years in peace, they find themselves struggling to meet expenses with reduced earnings. Here are 5 major retirement planning mistakes that you...

Debt settlement is a useful tool for people who are currently behind their debt payment schedule. It's considered an alternative to bankruptcy and will allow you to do away with most of your debt paying less than you owe.

Perhaps you are attracted to 401(k) plan because of the relative freedom it offers from ongoing engagement with its management. Considering it to be a contributor towards your financial future, you need to ensure the plan is functioning in the best way possible for...

We've all been taught about saving for retirement. The issue is that when you're in your 20s and 30's, retirement is decades away and you want to...

If you file your taxes regularly, you're likely to be aware that they aren't due until mid-April. That said, if you are smart enough, you won't wait to file it. You should file your taxes ASAP, even if it implies putting in additional efforts in the coming weeks...

You have just entered 2018 with fresh hope, enthusiasm, and resolutions for the New Year. Whether you want a vacation, car upgrade, good investment, or become better organized with your finances, you have more potential for accomplishing your goals with a solid...

Living paycheck-to-paycheck means having a necessity to meet all financial obligations with current earnings from one pay cycle to the next. In simple terms, it's a financial situation in which if you cease to get your next paycheck (like in a job loss), you will...

A rise in the number of female entrepreneurs, and women taking more control of their financial circumstances are the two foremost reasons for the increase in the number of women seeking for financial advice from experts.

Saving and investing is what makes your future secure and comfortable and you should always save a certain percentage of your income. You should also invest a part of it to build a better future for you and your family. However, there are times when you're burdened...

Creating an emergency fund can keep you from having to dip into your retirement savings, or into money that you have budgeted for other essentials. It is one of the keys to healthy finances. When planning your emergency fund, the big question relates to size: how much...