Get Money in Your Pocket Sooner Than You Think

Emergency payday loans are small, short-term loans intended to be repaid as soon as the borrowers receive their next paychecks. Payday loans function as a paycheck advance, allowing borrowers to cover unexpected expenses in the days or weeks before they get paid. The development of online payday loans revolutionized the emergency payday loan market, allowing borrowers to apply for and receive their loans without a trip to the loan office.

Get money in your pocket

Most online payday loan application can be filled out in only a few minutes. Some online lenders require documentation such as bank statements and old pay stubs to prove the borrower's ability to repay the loan; these documents might need to be faxed to the lender, lengthening the application and processing time. Other lenders do not require this documentation (we at CashOne do not require credit checks), and just being employed can be enough to qualify a borrower for a payday loan as soon as the application is received by the lender. Loans approved without income verification are often more expensive to the borrower (not ours), since the lender is accepting a higher risk, but these loans have the benefit of faster processing time (you know it), which can be important when the borrower is facing an emergency (we’re here for you!).

Once the loan is approved, the money can be electronically deposited into the borrower's checking account very quickly. Many online payday loan sites advertise that borrowers will have their money "instantly" or "within minutes," but more typically the process takes up to twenty-four hours (except ours, because we can get you fast cash in ONE HOUR!).

Online payday loans can be very helpful, especially to borrowers with not the best credit history. Payday lenders often do not check an applicant's credit since the lending period is so short (we’re here for everyone). Executing all steps of the process—the application, the disbursement of funds and the repayment—online can save the borrower time and travel, which may be important in times of emergency.

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Robin Williams

Robin Williams is the General Manager at CashOne, a reputable financial services company that helps consumers tide over their short-term financial crises. Our fast, convenient, and secure online loan application eliminates the unnecessary hassles or time required to procure payday loans online.


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