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Top 3 Rules for Responsible Use of Cash Loans

Cash loans, also called payday loans, get a lot of negative press because they have high APRs. In fact, these are fee-based loans and are not meant to be annual loans, nor are they legally able to become annual loans. So, the hype about high APR is misleading. Banks and utilities...

Holiday Loans – Could One Be Right for You?

Everyone enjoys shopping during the holiday season and giving gifts to loved ones, friends, and co-workers. Sometimes you just don’t have the budget to complete your shopping list, so maybe you have thought about holiday loans to help you get through the season....

Top 5 Unexpected Expenses You Should Plan for

No matter how well you budget, big-ticket emergencies that blow a sizable hole in your budget are bound to arise sometime or the other in life. Fortunately, most unexpected expenses, contrary to the name can be planned using your emergency fund or different savings...

How Emergency Cash Online Ensures Debt Free Life

Unexpected medical bills, the car suddenly needing fixing, or other surprise payments can cause some people to completely wipe out their bank, with dire consequences. Instead of being stressed out about your finances and how you are going to pay for that surprise bill, you can...

Top 4 Options to Get Online Personal Loans

If you're in need of some extra money, whether you're planning a vacation or have unexpected bills, you have a few options. Here are four excellent ways to get a personal loan online: Peer-to-peer lending sites This is a good way to go if you have decent credit. You'll need to submit a...

Charity Implores Not to Cut Emergency Loans

After the social fund for emergency loans was cut as a result of the Welfare Reform Act, most authorities have discontinued issuing interest free loans and have replaced them with grants, vouchers and "in kind" support. The Children's Society says these replacements are inadequate and could lead to...

Emergency Cash Loans Meet Financial Exigencies

Unexpected emergencies that call for you to spend a lot of money are just a fact of life. Whether you need to fix your car or pay your utility bill, you will likely find yourself needing emergency cash at some point. If your savings are not enough to cover the...