Unexpected expenses such as home repairs, car repairs, or medical bills can leave you in a stressful financial situation. A crisis loan can help you get the quick cash you need to overcome financial emergencies. Learn more about crisis loans, and when you should use it.

Cash loans, also called payday loans, get a lot of negative press because they have high APRs. In fact, these are fee-based loans and are not meant to be annual loans, nor are they legally able to become annual loans. So, the hype about high APR is misleading. Banks and utilities...

Need extra cash to handle your holiday expenses? A Christmas loan may help!

When Do You Need Christmas Loans?

Not everyone has enough cash to handle their gift buying,...

With unemployment rates at an all-time low, lenders are realizing that the opportunity to help people who are between jobs is a positive reflection on them. Even if you are “unemployed,” you may still have some form of income, just not enough to meet your...

Are you in an emergency cash crunch?

Don’t feel alone, every year millions of Americans find themselves in this situation. It could be from an unexpected medical bill, a car breakdown, or any other...

No matter how well you budget, big-ticket emergencies that blow a sizable hole in your budget are bound to arise sometime or the other in life. Fortunately, most unexpected expenses, contrary to the name can be planned using your emergency fund or different savings...

Unexpected medical bills, the car suddenly needing fixing, or other surprise payments can cause some people to completely wipe out their bank, with dire consequences. Instead of being stressed out about your finances and how you are going to pay for that surprise bill, you can...

If you're in need of some extra money, whether you're planning a vacation or have unexpected bills, you have a few options. Here are four excellent ways to get a personal loan online: Peer-to-peer lending sites This is a good way to go if you have decent credit. You'll need to submit a...

After the social fund for emergency loans was cut as a result of the Welfare Reform Act, most authorities have discontinued issuing interest free loans and have replaced them with grants, vouchers and "in kind" support. The Children's Society says these replacements are inadequate and could lead to...

Unexpected emergencies that call for you to spend a lot of money are just a fact of life. Whether you need to fix your car or pay your utility bill, you will likely find yourself needing emergency cash at some point. If your savings are not enough to cover the...