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Ohio’s New Payday Loan Law Is Here

In 1995 the Ohio legislature approved the Pay Day Loan Act, which required state licensing and exempted payday lenders from the state’s usury laws. But by 2008, due to consumer complaints, Ohio lawmakers passed bipartisan legislation to curb payday loan rates and cap them. The legislation...

How Online Payday Loans Ensure a Debt Free Life

Unexpected medical bills, the car suddenly needing fixing, or other surprise payments can cause some people to completely wipe out their bank, with dire consequences. Instead of being stressed out about your finances and how you are going to pay for that surprise bill, you can instead get an

No Credit Check Loans: Important Things to Know

Many people today find that they have little savings, weak or poor credit, and little room on their credit cards. So, when emergencies happen like an unexpected auto repair or urgent medical situation most of them have few (if any) options to consider. In these urgent situations, a

How Payday Loans Can Affect Your Credit Rating

Your credit score follows you around wherever you go. It is affected every time you borrow, which includes when you use payday loans. Some people avoid payday loans for various reasons, as they fear that it may have adverse effects on their credit score. However, you can relax, because these