In 1995 the Ohio legislature approved the Pay Day Loan Act, which required state licensing and exempted payday lenders from the state’s usury laws. But by 2008, due to consumer complaints, Ohio lawmakers passed bipartisan legislation to curb payday loan rates and cap them. The legislation...

Everyone has financial emergencies that require small cash loans. Many people with lower income and little or no savings are the ones most impacted by a sudden auto repair, medical emergency, or other unexpected expenses. When you...

Unexpected medical bills, the car suddenly needing fixing, or other surprise payments can cause some people to completely wipe out their bank, with dire consequences. Instead of being stressed out about your finances and how you are going to pay for that surprise bill, you can instead get an

Anyone with a steady source of income can use online payday loans for quick financial support between paychecks. However, to enjoy a trouble-free experience, you should have a plan to pay them off on time. Setting up a payday loan payment...

Learn how to manage your money well and increase your savings. You should create a monthly budget and set financial goals to have funds for the things you need. Personal finance books can help you understand how to budget your...

Many people today find that they have little savings, weak or poor credit, and little room on their credit cards. So, when emergencies happen like an unexpected auto repair or urgent medical situation most of them have few (if any) options to consider. In these urgent situations, a

Irrespective of your current financial situation, there is always room for improvement. The key to improving your finances is by developing a healthy relationship with your money, through a holistic approach....

Your credit score follows you around wherever you go. It is affected every time you borrow, which includes when you use payday loans. Some people avoid payday loans for various reasons, as they fear that it may have adverse effects on their credit score. However, you can relax, because these

For most of us, the spring has arrived, and it's a perfect time to analyze your finances and set some goals. You may have just had to pay your taxes, or even worse, had a cash crunch and still owe taxes to the IRS. Emergency

Quick payday loans for bad credit are available up to $1,000 depending on the state you live in. All loan requests need approval by a lender but bad credit is not a major factor in the approval process. Having steady employment and a current...