What do you do when you've already spent the entire salary even before you cut a week off the calendar in a month – ask your friend for some advances, or call your sister for a money transfer, or simply avail a payday loan from whatever party ready to provide! Well,...

It's easy to fall into the trap of disorganized budgeting, or even no budget at all. Ideally, you should have a clear, concise budget for bills, savings, investments and spending cash. The more you pay attention to your budget, the better you can manage it to avoid falling into debt. The...