No matter how well you budget, big-ticket emergencies that blow a sizable hole in your budget are bound to arise sometime or the other in life....

Imagine getting a surprise bill that is the amount of half of your paycheck. It happens sometimes with home or car repairs. Even if you have insurance you may still have to pay...

After the social fund for emergency loans was cut as a result of the Welfare Reform Act, most authorities have discontinued issuing interest free loans and have replaced them with...