Do you feel that it’s impossible to live without loans? Think twice! It might appear difficult, but you can live without debt by following a practical and disciplined lifestyle. It will require willpower and strong commitment, but not a single penny of your hard...

Despite the modest gains made by the economy, many people are still finding it difficult to obtain bank loans. Lenders are more cautious financing unemployed people and those with financial problems. The reasons for the reluctance in offering loans vary but...