Payday Loans Online in Texas with No Credit Check
Most Texans are eligible for payday loans online in Texas with no credit check. Poor or bad credit is not a problem.
Payday loans are emergency cash loans for those who cannot obtain a typical loan, have no credit card credit available, and have average to poor credit. They are fee-based loans and are intended to be paid back on the due date agreed upon with your lender. Extending a payday loan can be costly and should be avoided in any case.
CashOne (affiliated with a licensed Texas lender) offers payday loans throughout the Lone Star state, including Houston, Dallas, Austin, San Antonio, Amarillo, El Paso, Fort Worth, Abilene, Corpus Christi and other great cities across the state. Texas payday loans with no credit check are a standard offering from CashOne.
What are the basic Texas payday loan terms and conditions?
- Legal Status - Payday Loans are Legal
- Interest Rate (APR) - Can be very high, 600% or more
- Maximum Loan Amount - Not Specified
- Minimum Loan Term - 7 days
- Maximum Loan Term - Varies depending on the loan
- Number of Rollovers Allowed - none
- Maximum Finance Charges - Varies based on the loan amount, for example, >$100 loans, $10 + $4/month for each $100 of the loan
What are the basic eligibility criteria for a payday loan online in Texas with no credit check?
- You must have an open bank account in your name
- You must be at least 18 years old
- You must live in the state of Texas and provide a residence address
- You must have a valid phone number (cellphone is fine)
- You must have a verifiable income source (disability, social security, unemployment may qualify if you are not working currently)
Why should you select a licensed direct lender in Texas?
Selecting a state-licensed direct lender for your online payday loans in Texas is the right choice. That is why we work directly with Kener Lending in Texas, a state-licensed lender. They service your loan from the loan request, approval, all the way to repayment. That means your information is secure in one place.
And, the process to request a loan can be done right from your cell phone in 2-3 minutes. Even better, you get a response in even less time after you hit the submit button, only 10-90 seconds.
You can apply for payday loans online and get an answer in less than 5 minutes. No driving and wasting gas when applying at different stores and waiting to hear if you got approved. It’s secure, fast, and easy to do.
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