Payday Loans No Matter How Bad Your Credit Is
Payday loans are short-term, fee-based loans that are generally paid back in 30 days or less. They range in size from $100 to $1,000, but the size of the loan, the fees that may be charged, and other specific policies vary from state to state. If approved for a payday loan, always ask your lender to let you know what state regulations apply to your location.
Payday loans no matter how bad your credit is - are offered for immediate financial emergencies and should only be used for that purpose. If you can qualify for an installment or bank loan, you will pay less for the loan and will have a longer time to pay it back.
Having Bad Credit Is Not a Real Issue
Payday lenders do not perform credit checks. Instead, they use sophisticated databases to verify your loan request information. The number one factor for qualifying is to have a steady income of at least $1,000 a month. This helps the lender ensure you can pay back the loan on the date agreed upon. As a result, having bad credit is not a real issue for these types of loans.
To be eligible for a payday loan, no matter how bad your credit is, you will need to meet some basic requirements. These also vary from state to state, but in general, these basic guidelines apply:
- Be at least 18 years of age
- Have valid identification
- Have a steady income from a job or even another source (e.g., disability, social security, annuity, etc.)
- Have a working email, bank account and phone number (cell is fine)
- Other criteria based on your state regulations
CashOne has been a trusted source of payday loans online, no matter how bad your credit is, for more than 10 years. With more than 120+ lenders working to earn your business, we improve your opportunity to be approved for the cash you need, and it is fast and easy to get started. Your information is safe and secure and not sold to others. Get started by completing our short, secure loan request form.
It only takes 2-3 minutes to complete your bad credit payday loan request and even less time to get your answer. And you can do it from your smartphone. With 80% of applicants receiving loan approvals, your best action is to use CashOne.
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