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Emergency one hour service

Emergency service payday loan requests submitted and approved by 3:00 pm Mountain Time (5:00pm ET, 4:00 pm, 2:00pm PT) will be transmitted to your bank within ONE Hour. We charge a $10 wire fee for this emergency payday loan service, and the same is deducted from the loan amount you receive. For example, if you request an emergency cash advance for $300, the amount we transmit to your bank account will be $290 after deducting the $10 wire fee. Be aware that not all banks and credit unions accept same day wire transmissions and your bank may charge a fee (most do not) in addition to our $10 wire fee.

Most banks post WIRE transactions immediately and the funds will most likely show in your account within one hour. However, we are not responsible for delays by your bank and we recommend that you contact your bank directly for details on their WIRE posting policy.

 
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Standard one day service

Standard service cash advances submitted and approved by 5:00pm Mountain Time (7:00pm ET, 6:00pm CT, 4:00pm PT) will be transmitted to your bank by the next banking morning (this excludes weekends and bank holidays). If you request a standard payday loan from Cash One on a Monday through Thursday (before 5:00pm MT), you should receive the money the following banking day. If you request your cash advance on Friday, you should receive the money on the following Monday (excluding holidays). If you request a standard payday loan on a Saturday or Sunday, you should receive the money on the following Tuesday.

Most banks post ACH transactions immediately and the funds will most likely show in your account in the morning. However, we are not responsible for delays by your bank and we recommend that you contact your bank directly for details on their ACH posting policy.

 
Note: To receive Emergency or Standard service you must be an approved member. Do not wait until the last minute to apply for membership.

 
 
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